Sofia Hernandez

The way liability claims are litigated in Florida will dramatically change, possibly shifting the balance of power in pre-trial negotiations closer to favoring defendants and their insurance companies after the Florida Supreme Court opted to adopt the federal summary judgment standard, effective May 1, 2021. The impending rule change ordered by six of the seven justices …

Florida Adoption of Federal Judgment Standard a Win for Insurers Read More »

The U.S. House of Representatives passed on Tuesday a pro-union piece of legislation that among other things would bring California’s ABC test into one federal definition of an independent contractor. The Protecting the Right to Organize Act (PRO Act) passed the House with a vote of 225-206, but it’s assumed that it won’t get 60 …

House passes PRO Act bill that includes ABC test Read More »

House lawmakers have voted to increase the mandatory minimum insurance coverage for commercial motor vehicles to $2 million. Critics are concerned that doubling the minimum coverage could hurt small fleets and owner-operators. The change comes in an amendment which was added to the proposed Highway Funding bill. It was passed through the House Transportation and …

Amendment Passed To Double Mandatory Insurance Minimums For Truckers To $2 Million Read More »

Understanding the difference between Trucker’s Contingent Liability – Bobtail vs. Deadhead BHHC can offer coverage for Trucker’s Contingent Liability when vehicles are being used for non-trucking purposes, when the auto is not rented and not being used for business purposes to carry property or to haul someone else’s trailers. The Trucker’s Contingent Liability class includes bobtails …

How to know the difference between BT and DH in today’s message from Berkshire Hathaway Read More »

Asi llego mi jefe y nos dijo, creo que cada uno de ustedes deben escribir un articulo basado en susexperiencia con los clientes o con las aseguradoras. Yo me puse a pensar y dije porque no es verdad quedebemos dar a conocer nuestra propia experiencia y esto podria ayudar a otros si pasaran por la …

Haciendo Negocio con Amazon Read More »

As with any business, you are often bogged down in your operation and can’t afford the necessary time to understand what you can do to reduce your operating cost as well as become more attractive to insurance companies. For many the problem lies in not understanding the specific steps and thinking there’s too much complexity …

Improve Your Transportation Operation – Reduce Operational Cost & Insurance Pricing Read More »

As many states begin to reopen their schools, how has the looming effects of the pandemic altered your way of conducting business? In South Florida alone, thousands of kids are transported over 6000 different routes to and from school Monday thru Friday. With the rising cases of coronavirus, as schools began to reopen, the inside …

School Bus Industry and COVID19 Read More »

Today, insurance agents can place challenging risks with RRGs as well as traditional markets. These entities often look and behave like traditional insurance companies but there are differences that make placing business with them significantly riskier. Regulation: Traditional insurance companies must meet regulatory requirements in all states in which they do business. For the most …

THE RISK WITH RISK RETENTION GROUPS Read More »

Insurance Companies have varied guidelines for the types of risks they want to insure.  A key component is the number of years that you have had prior continuous insurance under your name.  Some companies require 2 years of said history while others require up to 5 years. This leaves very limited options for companies who …

What’s a New Venture Operation in the Transportation Industry & Why is this Important? Read More »