Understanding the difference between Trucker’s Contingent Liability – Bobtail vs. Deadhead BHHC can offer coverage for Trucker’s Contingent Liability when vehicles are being used for non-trucking purposes, when the auto is not rented and not being used for business purposes to carry property or to haul someone else’s trailers. The Trucker’s Contingent Liability class includes bobtails and deadheads. |
Bobtail refers to tractors without trailers or straight trucks (heavy and extra heavy). Examples include a tractor moving between jobs for which the contracting party has provided insurance, or a tractor that has left a job and is returning to the home garaging site. |
Deadhead refers to tractor-trailers. Examples include a tractor with an empty trailer moving between jobs for which the contracting party has provided insurance, or a tractor with empty trailer that has left a job and is returning to the garaging site. |