Whether you are a body shop, mechanic, tire repair shop, or dealership, PTS has programs to best place your business insurance needs. Our agents are skilled knowledgeable and experienced in meeting the growing needs of our clients.

Since PTS Insurance Specialist have access to a wide range of insurance carriers, we are able to match the needs of each client with a specific carrier thereby ensuring that each client receives the most appropriate coverage to best meet their budget.

Garage Liability limits range from $30K to over $5 Mill.  Coverage for your Tow Trucks, Roadside Truck and Delivery truck can be offered as a package. (Our carriers are A Rated and admitted)

Providing you with the best possible coverage as well as saving you money is our goal.

Garage Operations:

  • Auto & Body Paint Shops
  • Auto Repair Shops
  • Bed liner Installation
  • Dealers – Used Autos
  • Heavy Truck Dealers
  • Boat Dealers and Repair
  • Motorcycle Dealers and Repair
  • Recreational Vehicle Dealers and Repair
  • Semi Trailer Dealers and Repairs
  • Tire Dealers or Repair
  • Trailer Dealers or Repair
  • Trailer Hitch Installation or Repair
  • Valet Parking
  • Windows Tinting
  • Window Installation
  • Mobile Auto Repair Service
  • Parking Lots and Garage
  • Salvage Yards

A Program that Provides a Market for Used Car Dealers & Repair Shops:


  • Liability (Bodily Injury and Property Damage)
  • Personal Injury Protection
  • Medical Payments
  • Uninsured/Under-insured Motorists
  • Garage Keepers
  • Dealer’s Physical Damage (Open Lot)
  • Schedule Vehicle (Liability and Physical Damage)
  • Cargo/On-Hook/Vehicle In-Tow
  • Fire Legal Liability
  • Broadened Coverage
  • Property
  • Employment Practices Liability
  • Title Errors & Omissions
  • Truth in Lending Errors & Ommissions
  • Equipment Breakdown
  • False Pretense

Please speak with one of our licensed agents for information on all available products.

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